Do They Give You A Receipt When You Brink Your Mac For Repair
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By Published: January 26, 2012 You may know them as those annoying scraps of paper that litter your purse or flutter from your wallet at inopportune moments, but receipts for credit card transactions are actually worth paying attention to. Here's what you probably didn't know about them, but should: Receipts are more secure than you think. Unless a merchant made a big mistake, you won't see your whole credit card number on a receipt. That's because the federal legislated that for better financial security, only the last four or five digits of your card number can appear.
That's why you see something like XXX-XXXX-1234 instead. Your card expiration date can't show either. But receipts aren't totally thief-proof. Your truncated card number isn't enough to steal, but those digits 'should still be treated as sensitive, confidential information,' says Jamie May, chief investigator at AllClear ID, an identity protection company.
Scam artists who get their hands on even part of your card number can use it to phish for the whole number by posing as your credit card issuer or utility company over the phone. 'Your card company will never call you and ask you to give them your whole card number,' May says. How much is adobe acrobat pro for mac.
'A good rule of thumb is to hang up and call them back at a number you know is theirs.' Receipt numbers aren't just gobbledygook. Besides the recognizable parts of your receipt, like your truncated card number and the date, are a slew of mysterious numbers. They're not alien communications; they're codes that identify the store to the company that processes their credit card payments -- for instance, a merchant ID number, an approval code, a reference sequencing number and sometimes a terminal number to identify which cash register took the payment.
They're generally the same on every receipt issued by the same store. Consider them behind-the-scenes details that you can safely ignore. Store copies and customer copies are the same. You've eaten a nice restaurant meal, tallied the tip and signed the credit card receipt -- only to realize that you've walked off with the wrong copy. 'It's usually not a problem,' says Heather Petersen, CEO of National Merchants Association, a payment and transaction processor.
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Most companies now put the tip and signature line on both copies of the receipt, so it's not a big deal if you signed the wrong one. Even if you left only an unsigned copy of the receipt, your dinner will still get charged. You can sign as Mickey Mouse, but you shouldn't. Speaking of signatures, they matter more than you think. In an ideal world, a cashier should compare the signature on your receipt to the one on the back of your. Free audiophile player for mac. However, that rarely happens these days, and certainly no one at the bank is scrutinizing electronic signatures. That doesn't mean you're free to scrawl whatever you want, though.
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